At VVMC, we specialize in helping businesses access international funding through External Commercial Borrowings (ECBs). An ECB loan offers a cost-effective way to secure capital from foreign sources, enabling growth, expansion, and long-term financial stability.

An ECB (External Commercial Borrowing) loan is a form of financial borrowing in foreign currency by eligible Indian entities from recognized non-resident lenders. These loans can be availed for various purposes such as expansion, infrastructure development, or working capital requirements.

•   Foreign Currency Borrowing: Loans are typically availed in currencies such as USD, EUR, or GBP.
•   Lower Interest Rates: Enjoy competitive interest rates compared to domestic borrowings.
•   Flexible Tenures: Choose repayment periods ranging from short to long-term based on your business needs.
•   Diverse Lenders: Borrow from international banks, financial institutions, export credit agencies, or foreign equity holders.

•   Capital expenditure for new ventures or expansion.
•   Infrastructure projects such as roads, ports, or power plants.
•   Working capital needs (under specific guidelines).
•   Refinancing existing debts for cost efficiency.
•   General corporate purposes (subject to regulatory approval).

•   Eligibility Assessment: Determining your qualification under RBI guidelines.
•   Loan Structuring: Customizing the loan terms, amount, and tenure to suit your needs.
•   Lender Sourcing: Connecting you with reputable international lenders.
•   Regulatory Compliance: Ensuring adherence to RBI and FEMA regulations.
•   Documentation Support: Assisting with all required filings, including Form ECB and Form 83.